Haruki — Backdoor Roth IRA Without the Pro-Rata Trap

Backdoor Roth IRA for high earners above the phase-out, taught 1:1 by an AI tutor that works from your own balances. Five sessions on pro-rata, your rollover IRA and Form 8606 line by line, ending when you can state your 31 December balance and taxable conversion amount.

How do I do a backdoor Roth without getting hit by pro-rata?

Backdoor Roth IRA for high earners above the phase-out, taught 1:1 by an AI tutor that works from your own balances. Five sessions on pro-rata, your rollover IRA and Form 8606 line by line, ending when you can state your 31 December balance and taxable conversion amount.

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